Pick your fund, insurance tier and birth type — and get an estimate of eligible days, refund rate and daily cap. Below you'll also find the full document list and submission steps.
Open the calculator →A simulation tool only. The result is a maximum estimate based on the funds' June 2026 figures — the actual refund is set by the fund according to your insurance tier, birth number and actual cost.
The estimate is the daily cap × number of days, accurate as of June 2026, and is not a commitment. The actual refund is usually 75%–80% of the cost up to the cap — verify with your fund.
Gather these before submitting to the fund. We recommend ticking each item and keeping a digital copy.
Book the recovery stay and pay for it.
Ask for an original tax invoice in the mother's name with the service recipient — and a separate invoice for the companion if relevant. With us this is part of the service.
Attach a copy of the ID appendix with the children's names and a hospitalization/birth confirmation.
Submit to your health fund via its website, app or branch — within the claim window (usually up to about two months from birth/discharge).
Send us your dates and city — we'll check availability, reserve a quiet recovery apartment, and prepare a tax invoice in the mother's name ready to submit to your fund.