Does Maccabi refund a vacation apartment or cabin?

Maccabi refunds only a recovery institution or hotel registered with the Ministry of Tourism — it is the only fund with an explicit registration requirement. Clalit, Leumit and Meuhedet usually accept a vacation apartment or cabin against a proper tax invoice in the mother's name. Verify with the fund before booking. Accurate as of June 2026.

Which fund is most generous for new mothers?

As of June 2026, Leumit is considered relatively generous — 80% refund, up to 5 days after a cesarean with a possible extension, in a recovery house or hotel of your choice. That said, the best fund for you depends on your supplementary insurance tier and birth number, so compare against your own situation.

4 HEALTH FUNDS • UPDATED JUNE 2026

Health-fund refund for new mothers
— how much does each fund give?

Q: How much do you get for a maternity recovery stay?

The refund is usually 75%–80% of the actual cost up to a daily ceiling of roughly ₪310 to ₪471, depending on the fund and insurance tier, over about 3 days (up to 5 after a cesarean in some funds). It is a partial refund, not full coverage. Amounts are approximate, accurate as of June 2026 and subject to verification with the fund.

A clear comparison of Clalit, Maccabi, Meuhedet and Leumit: refund rate, eligible days, daily cap and the difference between the lower and upper tiers — plus invoice requirements and the claim window.

See the comparison

How much do you get for a maternity recovery stay?

The refund is usually 75%–80% of the actual cost, up to a daily ceiling of roughly ₪310 to ₪471 — depending on the fund and insurance tier — over about 3 days (up to 5 after a cesarean in some funds). It is a partial refund, not full coverage, and the benefit exists only within the supplementary insurance.

The difference between funds isn't only the percentage — it's also the number of days, the cap, and when eligibility actually begins (by insurance tier and birth number). The table and cards below summarize all of this by fund.

Full comparison — the 4 funds

Accurate as of June 2026, approximate and subject to change. The refund amount is set by the fund's current terms and your supplementary insurance tier.

Fund	Tier	From	Refund rate	Daily cap (approx.)	Nights
Clalit Mushlam Gold	Lower	4th birth	75%	~₪425	3 (5–6 cesarean)
Clalit Mushlam Platinum	Upper	1st birth	75%	~₪415–437	3
Maccabi Zahav*	Lower	4th birth	75%	~₪437	3
Maccabi Sheli*	Upper	1st birth	75%	~₪471	3
Leumit Kesef	Lower	4th birth	80%	~₪310 (311 cesarean)	3 (5 cesarean)
Leumit Zahav	Upper	1st birth	80%	~₪427	3 (5 cesarean)
Meuhedet Adif	Lower	4th birth	75%	per basket	3
Meuhedet Si	Upper	1st birth	from "pregnancy basket"	~₪2,000 basket	3

* Maccabi: the refund applies only to a recovery institution / hotel registered with the Ministry of Tourism. · Most funds count the birth number, not the number of children (twins = one birth). · All amounts are approximate ("~"), accurate as of June 2026 and subject to change — verify with your fund.

Per-fund details

Points worth knowing before you book and claim.

Clalit

Mushlam Gold / Platinum

~75% refund up to a daily cap of ~₪415–437, over about 3 days (5–6 after a cesarean).
Upper tier (Platinum) eligible from the first birth; Gold usually from the fourth.
In Platinum the benefit sometimes comes from the "pregnancy basket" (~₪2,000), which may already be used up by birth — worth checking.
Usually accepts a vacation apartment/cabin against a proper invoice in the mother's name.

Maccabi

Zahav / Sheli

~75% refund up to a daily cap of ~₪437–471, over about 3 days.
Upper tier (Sheli) eligible from the first birth; Zahav usually from the fourth.
Key limitation: refund only for a recovery institution / hotel registered with the Ministry of Tourism — not a regular private apartment. Check eligibility first.

Leumit

Kesef / Zahav

Relatively generous: ~80% refund, up to a daily cap of ~₪310–427.
After a cesarean — up to 5 days, with a possible extension.
"In a recovery house or hotel of your choice" — relatively flexible on location.
Upper tier (Zahav) from the first birth; Kesef usually from the fourth.

Meuhedet

Adif / Si

Adif: ~75% refund "per basket", over about 3 days, usually from the fourth birth.
Si: the benefit usually comes from the "pregnancy basket" (~₪2,000), which may already be used up by birth.
Check how much is left in the "pregnancy basket" before booking.

Claim window

In most funds: up to about two months from the birth or discharge.
Clalit Platinum (when funded from the pregnancy basket): sometimes up to 6 months.
2026 update: for mothers giving birth from early 2026, the window has been extended in some cases due to the situation — check the current deadline with your fund.

Invoice requirements — what's needed for approval

An original, stamped tax invoice / receipt, in the mother's name, listing the service recipient.
A separate invoice for the companion. If the companion's cost isn't shown separately, some funds recognize only part of the amount and calculate the refund from that — which is why we issue a separate invoice in the mother's name.
Usually also a copy of the ID appendix with the children's names + a hospitalization / birth confirmation.

At Shookroon Group: we issue a tax invoice in the mother's name that you can submit to your health fund for a refund. The refund amount is set according to the fund's current eligibility terms and your supplementary insurance tier.

Why not rely on a hospital recovery facility alone

The four recognized hospital recovery facilities — Baby Lis (Ichilov), Sheba Baby (Tel Hashomer), Hadassah Baby (Ein Kerem) and Baby Asaf (Shamir–Assaf Harofeh) — are all in central Israel. For a mother in the north, recovering close to home in a quiet, private apartment saves a long drive in the sensitive days after birth — while keeping the same refund eligibility with the fund.

Important: we are not a "recognized recovery hotel" unless a specific property is registered as such. We issue a tax invoice in the mother's name; recognition of the refund and its amount depend on the fund, the insurance tier and the birth number — verify with the fund before booking (especially with Maccabi).

Want to know how much you're entitled to?

Try our refund calculator, or message us and we'll prepare a tax invoice in the mother's name for submission to your fund under your supplementary insurance terms.

🧮 Open the calculator 💬 WhatsApp

The information on this page is general and does not constitute medical or insurance advice. Amounts and refund rates are approximate, accurate as of June 2026 and updated periodically by the funds. For final confirmation, check with your own health fund according to your supplementary insurance tier and birth number. We do not guarantee a refund amount.

Written by the Shookroon Group team.·Updated: June 30, 2026

Sources

Official health-fund websites — Clalit, Maccabi, Meuhedet, Leumit — and public sources. Accurate as of June 2026, subject to change.

Health-fund refund for new mothers— how much does each fund give?